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        "rendered": "Agreeing on Payment Methods Cash, Twint, Bank Transfer, etc."
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        "rendered": "<p class=\"wp-block-paragraph\"><strong>Agreeing on Payment Methods on markto.ch<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">markto.ch does not handle payments, escrow, or hold funds \u2014 all payment happens directly between buyer and seller during pickup or meetup. Agreeing on the method early avoids confusion and builds trust.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Most Common &amp; Safest Methods on markto.ch<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cash on pickup<\/strong> (by far the most popular and recommended)<\/li>\n\n\n\n<li>Pros: Instant, no fees, no reversal risk, easy for local deals.<\/li>\n\n\n\n<li>Cons: Buyer needs exact change; seller handles cash safely.<\/li>\n\n\n\n<li>Best for: All items under CHF 1,000\u20132,000, first-time meetups.<\/li>\n\n\n\n<li><strong>TWINT<\/strong> (Swiss mobile payment app \u2014 very common in Switzerland)<\/li>\n\n\n\n<li>Pros: Fast, contactless, shows proof instantly via screenshot, low\/no fees for private transfers.<\/li>\n\n\n\n<li>Cons: Buyer needs TWINT app + linked card\/bank; seller must accept QR code or phone number transfer.<\/li>\n\n\n\n<li>Best for: Mid-value items (CHF 100\u20131,000), when both use TWINT.<\/li>\n\n\n\n<li><strong>Bank transfer \/ e-banking<\/strong> (e.g., via Raiffeisen, UBS, PostFinance app)<\/li>\n\n\n\n<li>Pros: Traceable, good for higher amounts.<\/li>\n\n\n\n<li>Cons: Takes time (can be instant with same-bank, 1\u20132 days otherwise), risk of chargeback or fake proof.<\/li>\n\n\n\n<li>Best for: High-value items (cars, watches, electronics > CHF 1,000) \u2014 only if buyer\/seller know each other or after in-person inspection.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Less Common \/ Riskier Methods to Avoid or Use Cautiously<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PayPal \u201cFriends &amp; Family\u201d \u2014 rare, fees apply, reversible.<\/li>\n\n\n\n<li>Advance payment \/ deposit \u2014 high scam risk; never accept unless you fully trust.<\/li>\n\n\n\n<li>Western Union, MoneyGram, crypto \u2014 almost always scams on classifieds.<\/li>\n\n\n\n<li>Shipping + payment first \u2014 avoid unless using a trusted service (markto.ch has no shipping integration).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">How to Agree on Payment in Messages<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Bring it up early<\/strong> (after price &amp; pickup agreed)<br>Buyer example: \u201cCash on pickup OK? Or TWINT fine too?\u201d<br>Seller example: \u201cCash preferred, TWINT also works if you show confirmation before handover.\u201d<\/li>\n\n\n\n<li><strong>Confirm clearly in writing<\/strong><br>\u201cFinal: CHF 250 cash on pickup Saturday 14:00 at Migros [city]. I\u2019ll count before you leave.\u201d<br>\u201cCHF 180 via TWINT \u2014 send to [your TWINT number] when we meet and item is checked.\u201d<\/li>\n\n\n\n<li><strong>For TWINT \/ digital payments<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Agree to pay <strong>after<\/strong> inspection\/handover.<\/li>\n\n\n\n<li>Seller shows item working \u2192 buyer sends TWINT \u2192 seller confirms receipt \u2192 buyer takes item.<\/li>\n\n\n\n<li>Always save screenshot of transfer confirmation.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Safety rules everyone follows<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Never pay in full before seeing\/inspecting the item.<\/li>\n\n\n\n<li>No advance transfers (\u201cdeposit to hold\u201d) \u2014 serious buyers don\u2019t ask.<\/li>\n\n\n\n<li>Meet in public, daylight if possible.<\/li>\n\n\n\n<li>For high-value: Test item fully before any payment.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Quick Comparison Table<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Method<\/th><th>Speed<\/th><th>Safety (Local Meetup)<\/th><th>Fees<\/th><th>Most Used on markto.ch?<\/th><\/tr><\/thead><tbody><tr><td>Cash<\/td><td>Instant<\/td><td>High<\/td><td>None<\/td><td>Yes \u2013 #1 choice<\/td><\/tr><tr><td>TWINT<\/td><td>Instant<\/td><td>High<\/td><td>None\/low<\/td><td>Yes \u2013 very common<\/td><\/tr><tr><td>Bank Transfer<\/td><td>Minutes\u2013days<\/td><td>Medium<\/td><td>None\/low<\/td><td>Sometimes (high value)<\/td><\/tr><tr><td>Advance Payment<\/td><td>N\/A<\/td><td>Very low<\/td><td>Varies<\/td><td>Avoid<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Bottom line: Stick to <strong>cash<\/strong> or <strong>TWINT at handover<\/strong> for 95% of markto.ch deals \u2014 confirm method + amount in chat, inspect first, pay last. Keeps it simple, fast, and safe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Smooth payments, happy trades! \ud83d\udcb3<\/p>",
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