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    "date": "2026-02-14T12:48:28",
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    "slug": "requesting-refunds-or-returns-platform-policy",
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        "rendered": "<p class=\"wp-block-paragraph\"><strong>Requesting Refunds or Returns on markto.ch (Platform Policy)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">markto.ch has <strong>no official refund or return policy<\/strong>, no buyer\/seller protection program, no escrow, and no platform-mediated dispute resolution. The site treats all transactions as <strong>private sales between individuals<\/strong> \u2014 similar to a flea market or direct person-to-person deal.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key Platform Rules on Refunds &amp; Returns<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No built-in refund mechanism<\/strong> \u2014 markto.ch does not process, hold, or refund money.<\/li>\n\n\n\n<li><strong>No mandatory returns<\/strong> \u2014 Once the item and payment have changed hands (after in-person inspection and handover), the deal is considered final.<\/li>\n\n\n\n<li><strong>No buyer\/seller protection<\/strong> \u2014 Unlike larger marketplaces, there is no guarantee of \u201citem as described\u201d enforced by the platform.<\/li>\n\n\n\n<li><strong>\u201cAs is\u201d principle applies<\/strong> \u2014 Most private sellers list items \u201cas seen \/ as is\u201d (gebraucht \/ gebraucht wie gesehen). Buyers are expected to inspect thoroughly before paying.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">What This Means in Practice<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Refunds or returns depend entirely on goodwill<\/strong> between buyer and seller.<\/li>\n\n\n\n<li>If both parties agree after the sale (e.g., hidden defect discovered), you can arrange a return\/refund privately (meet again in public, return item, get money back via TWINT\/cash).<\/li>\n\n\n\n<li>markto.ch will <strong>not<\/strong> force a seller to refund or a buyer to accept a return.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Steps If You Want a Refund or Return<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Contact the other party politely &amp; quickly<\/strong> (same day or next day)<br>Send clear evidence via WhatsApp\/email: photos, videos, description of the issue vs. ad promise.<br>Example: \u201cHi, the phone screen has deep scratches that weren\u2019t visible in photos or during handover. Can we arrange a return and refund?\u201d<\/li>\n\n\n\n<li><strong>Propose a fair solution<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full refund + return (meet in same public spot)<\/li>\n\n\n\n<li>Partial refund (e.g., CHF 50 back via TWINT)<\/li>\n\n\n\n<li>Keep item for reduced price<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>If no agreement<\/strong><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For small amounts (&lt; CHF 50\u2013100): Often best to accept the loss.<\/li>\n\n\n\n<li>For larger amounts:\n<ul class=\"wp-block-list\">\n<li>Report to markto.ch support via footer \u201cKontaktieren Sie uns\u201d (include screenshots of ad, messages, proof of issue) \u2014 they may warn\/suspend the user if clear misrepresentation.<\/li>\n\n\n\n<li>File with local <strong>conciliation authority<\/strong> (Schlichtungsbeh\u00f6rde) \u2014 free\/low-cost mediation for private disputes up to ~CHF 2,000. Bring all chat screenshots, ad copy, payment proof.<\/li>\n\n\n\n<li>Police report only if fraud\/criminal (fake item, threats) \u2014 online via cantonal police site.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">How to Minimize the Need for Refunds\/Returns<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Full inspection &amp; testing before paying<\/strong> \u2014 Turn on electronics, check all functions, look for hidden damage.<\/li>\n\n\n\n<li><strong>Take handover photos<\/strong> \u2014 Document item condition at the moment of exchange.<\/li>\n\n\n\n<li><strong>Agree terms in writing<\/strong> \u2014 e.g., \u201cItem sold as is, no returns after handover.\u201d<\/li>\n\n\n\n<li><strong>Prefer cash\/TWINT live at meetup<\/strong> \u2014 No waiting for transfers that could be disputed later.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bottom line: markto.ch leaves refunds and returns 100% up to the two parties involved. The platform\u2019s policy is clear: <strong>private sale = buyer beware<\/strong>. Thorough in-person checks and public handovers are your best protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Safe deals and smooth resolutions! \ud83d\udee1\ufe0f<\/p>",
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